Illinois pawn shops report sales boom despite pandemic
In this Thursday, June. 18, 2020, photo, West Quincy Pawn Shop owner Lionel Hammond poses for a photo in the gun section of the store which Hammond pointed out has a noticeably low stock in West Quincy, Mo. At West Quincy Pawn Shop, Hammond said sales have been off the charts and that he can`t keep merchandise on the shelves as buyers are using their governmental stimulus money to buy firearms, jewelry, televisions and other electronics. (Jake Shane/Quincy Herald-Whig via AP)
QUINCY, Ill. — Providers of fast money, pawn shops throughout the region have taken on an enhanced profile in an economy turned upside down by the coronavirus.
There`s no time like now for gaining control of your finances. Read this guide and learn personal finance tips. You should not have to waste money on expensive finance classes or training to help you better your skills at managing money. Every single knowledge you learn will surely help.
Don`t bother with store credit cards. Store cards have a bad cost/benefit calculation. If you pay on time, it won`t help your credit all that much, but if a store account goes to collections, it will impact your credit history just as much as any other default. Get a major credit card for credit repair instead.
Use a card for small purchases each month such as groceries and gas and pay it off or pay off a majority of the balance each month. This will show creditors that you are capable of handling your card and being responsible with payments. Doing this on a regular basis will help to repair that bad credit score that you currently have.
Check and see if you are getting the best cell phone plan for your needs. If you`ve been on the same plan for the past few years, you probably could be saving some money. Most companies will do a free review of your plan and let you know if something else would work better for you, based on your usage patterns.
Coffee is something that you should try to minimize in the morning as much as possible. Purchasing coffee at one of the most popular stores can set you back 5-10 dollars per day, depending on your purchasing frequency. Instead, drink a glass of water or munch on fruit to give you the energy you require.
So as you can see, personal finance is not as complicated as it may appear. It is involved in terms of research and asking questions, but it is worth it in the end. With the above tips in mind, you should be smarter when it comes to improving your own financial situation.
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