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Illinois pawn shops report sales boom despite pandemic
In this Thursday, June. 18, 2020, photo, West Quincy Pawn Shop owner Lionel Hammond poses for a photo in the gun section of the store which Hammond pointed out has a noticeably low stock in West Quincy, Mo. At West Quincy Pawn Shop, Hammond said sales have been off the charts and that he can`t keep merchandise on the shelves as buyers are using their governmental stimulus money to buy firearms, jewelry, televisions and other electronics. (Jake Shane/Quincy Herald-Whig via AP)
QUINCY, Ill. — Providers of fast money, pawn shops throughout the region have taken on an enhanced profile in an economy turned upside down by the coronavirus.
These tips should help you get on the right track when it comes to personal finances. Learn how to manage your money smartly by cutting the unnecessary expenses and investing your money in the right places. You could secure a retirement fund or put your children through college if you apply these tips smartly.
When it comes to personal finances, pay yourself first. When you get paid, put at least ten percent of your pre-tax income into savings before you use your pay check to do other things. If you get in the habit of doing this you will never miss that money and you will be building your savings account.
Extended warranties can bring down your personal finance. Just about every product made, comes with a warranty that lasts for 90 days or even up to a year. This is when the components are most likely to break. By purchasing an extended warranty, you could potentially just be throwing money away. This is especially true with electronics because they improve so rapidly, that you will end up buying a new one, before the warranty is up.
Going to stores that are about to go out of business or be turned into a different store, can often produce items that can be bought at a greatly discounted price. Getting items you need or can resell at a higher price can both benefit your personal finances.
Search for professional advice if you are going to invest in stocks for personal financial gains. Hiring a professional advisor is a sure way to ensure that you will get returns back. They have the knowledge and experience in the field to help you succeed. If you go at it alone, you would have to spend days researching, and that can consume much of your time.
Money affects many aspects of our lives. When you`re in poor financial shape, it can feel as though you`re trapped. However, if you spend and save wisely, you`ll be able to work through money problems and come out ahead. Be sure to use the advice in this article so that you can keep your finances in excellent condition.
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